A private suit between millions of retailers all across the nation and some of the country's largest credit card lenders and payment processors could lead to billions in settlements and cap the fees charged to merchants for accepting credit.
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The state of New Hampshire is currently weighing a bill introduced in its House of Representatives that would cut the amount payment processors can charge businesses for accepting credit card purchases significantly.
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Consumers have generally been feeling hesitant about dealing with credit card debt in the last several months thanks to improvements in the economy, and it appears they are now once again opening new accounts at a considerable rate.
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The number of companies using small, mobile credit card readers to complete transactions is growing considerably as consumers and small business owners alike begin to trust this technology more, and it becomes more readily available.
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The nationwide total of credit card debt owed to the top six lenders in the U.S. is expected to increase somewhat significantly this year, reversing a trend of declines in credit card balances seen since soon after the recession began.
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Personal Finance
